---
url: /docs/plans-billing.md
---
# Plans & Billing

The Plans & Billing page is where you manage your subscription, review usage
charges, and update your payment method. This page is only accessible to the
team admin or primary account owner. You can reach it from the Hyper dashboard
on the Plans & Billing page.

![plans and billing page](/img/plans-billing.png)

## Hypercredits Available and Refresh

The top section displays your current Hypercredit balance, split between
**Subscription** credits from your plan and **Prepaid** credits you have
purchased. Subscription credits are spent first, and prepaid credits take over
once they run out.

Subscription Hypercredits refresh every week on Sunday at 00:00 UTC, and the
five-hour rolling window means part of your weekly allocation becomes available
again over time. One Hypercredit equals five cents of inference. See the
[Hyper FAQ](https://hyper.charm.land/faq) for a full explanation of how
Hypercredits work.

## Available Plans

Plans are grouped into **Personal**, **Team**, and **Enterprise** tabs in the
plan selector. Your current plan is highlighted so you can see at a glance
which tier you are on. Every plan includes all available models and the Prism
routing model. For live pricing, see
[hyper.charm.land](https://hyper.charm.land).

### Personal

Personal plans are for solo coding and are billed per month.

| Plan | Price | Hypercredits / week | Inference / week | Hypercredits / 5 hours | Concurrent requests |
|---------------|--------------|---------------------|------------------|------------------------|---------------------|
| Shred Diet | $10 / month | 180 | ≈ $9.00 | 100 | 2 |
| Shred Classic | $20 / month | 250 | ≈ $12.50 | 150 | 3 |
| Shred Energy | $50 / month | 400 | ≈ $20.00 | 250 | 4 |
| Shred Nitro | $100 / month | 690 | ≈ $34.50 | 400 | 8 |
| Shred Animal | $200 / month | 1,200 | ≈ $60.00 | 700 | 12 |

::: warning Zero Data Retention
Personal plans are not ZDR (Zero Data Retention).
:::

### Team

Team plans are multi-user and designed for teams, but they work great for solo
users too. They are billed per user, per month, and are always ZDR.

| Plan | Price | Hypercredits / week | Inference / week | Hypercredits / 5 hours | Concurrent requests |
|--------------------|--------------------|---------------------|------------------|------------------------|---------------------|
| Business Casual | $30 / month / user | 180 | ≈ $9.00 | 100 | 2 |
| Business Class | $40 / month / user | 250 | ≈ $12.50 | 150 | 3 |
| Business Platinum | $70 / month / user | 400 | ≈ $20.00 | 250 | 4 |
| Business Diamond | $120 / month / user | 690 | ≈ $34.50 | 400 | 8 |
| Business Champagne | $220 / month / user | 1,200 | ≈ $60.00 | 700 | 12 |

::: tip Zero Data Retention
Team plans and prepaid Hypercredits are always ZDR (Zero Data Retention).
:::

### Pay As You Go

Both the Personal and Team tabs offer **Pay As You Go** (PAYG). There is no
subscription: you spend only the prepaid Hypercredits you buy, starting at $5,
and you get all available models, the Prism routing model, ZDR, and no rate
limits.

### Enterprise

Enterprise offers high-performance, open-weight models at a fraction of frontier
pricing, with the data handling and controls your security review will love:

* US inference and data residency
* Fast model availability
* Dedicated instances
* SAML SSO
* Bring your own frontier-lab keys: one gateway for open and closed models
* Per-user quotas and spend caps, request logs, and audit exports
* Datadog Agent Observability
* PostHog LLM Observability

…and more. Talk to us about an Enterprise setup:

* Call [+1 (833) 242-7688](tel:+18332427688)
* Email <enterprise@charm.land>

### Upgrading

When you upgrade to a higher-tier plan, your new Hypercredit allocation takes
effect immediately. You gain access to the higher credit limit and any
additional features included in the new tier right away. Your billing cycle
adjusts to reflect the new plan price from the date of upgrade.

### Downgrading

![downgrade warning](/img/downgrade.png)

When you downgrade your plan, the change takes effect at the start of your next
billing cycle. You retain access to your current plan's features and credits
until the cycle ends. Any unused Hypercredits from your current plan do not
carry over to the lower tier.

## Hypercredit Bundles

If you need credits beyond your weekly allocation without changing plans, click
**Buy credits** to purchase prepaid Hypercredits. These are one-time purchases
starting at $5 that do not expire, are always ZDR, and stack on top of your
subscription balance.

![prepaid credits](/img/bundles.png)

### Auto Top-up

**Set up auto top-up** keeps your prepaid balance replenished automatically so
you do not run out of credits mid-session. You can review or disable it at any
time from the same section.
![auto top-up](/img/auto-topup.png)

## Billing History

![billing history](/img/billing-history.png)

The billing history section lists all transactions associated with your account.
Each entry shows the date, description, and amount charged. This includes:

* Recurring subscription charges for your plan
* One-time prepaid Hypercredit purchases
* Auto top-up charges
* Failed recurring payments in the context of a paid subscription

::: tip
Failed payment attempts appear in your billing history so you can track and
resolve any issues with your payment method. If a recurring payment fails,
update your payment information promptly to avoid service interruption.
:::

Billing is powered by Stripe, so your payment information is handled securely
through their platform.
